I want to talk about something or rather someone that is close to my heart and my home…yes, my domestic helper, Melody. I think Melody and many other domestic helpers are sometimes taken for granted. Don’t get me wrong, I am not saying that I don’t appreciate Melody and all that she does, but perhaps I do take her for granted at times. Let me elaborate further and share with you more details about Domestic Cover by Simply…
Last month Melody was away for two weeks due to an unexpected illness in her family. Due to the nature of the circumstances, we fully supported her decision to go back home and spend time with her sick mum. The obvious implication of this meant that we were left to do the housework (which I hate) ourselves. During her absence, which seemed to last forever, did I truly come to understand the importance of her role in our household and our lives, beyond the daily chores.
I started to contemplate the implications of not having Melody around, and that itself is very scary. She commutes daily to work and back via public transport, and which probably has inherent risks associated with it. There are of course a lot of other contributing factors as well.
When we recently found out that the area that she lives in didn’t have electricity for a considerable period of time, we invited her to sleep over until the problem was resolved. Our electricity went off for a few minutes last week and I wondered how we were going to make it through the night when it was freezing cold, so we were not happy with the thought of Melody not having electricity in this cold weather.
Melody is more than just a domestic worker to us. My child loves her. Although she is not a nanny, there are times when we need to leave Kayden at home alone with her and we know that we can trust her to ensure he is taken care of, responsibly and with love. She is trustworthy, and she has earned that trust.
All these things make me even more grateful to have someone like Melody around, and who is truly considered a part of our family. This remarkable woman plays such an important role in our lives, and I am blessed to have her around.
It brought me to the realisation that Melody also has a family to take care of and who depend on her. What would happen to them if anything had to happen to Melody? As a token of appreciation and to communicate her value to us, we have decided to get Domestic Cover for Melody. Through some research, I found there were many companies that offered funeral cover. The one that stood out for me was the Domestic Cover for helpers, via Simply Financial Services, Simply, which offers more than just a funeral cover.
Here’s why Domestic Cover by Simply appealed to me:
- It is aimed specifically at employers of domestic employees – so this means that there is less risk of the premiums not being paid, taking the stress off the domestic helpers. If Melody ever decided to move on, she will have the option of taking over the policy payments herself, on the same terms, or she can arrange for her new employer to take over the policy.
- It comprises life, disability and funeral cover
- It is affordable, easy to understand and easily accessible.
- It’s also completely flexible, with the customer able to customise the bundle to suit their needs and budget
The policies are underwritten by Old Mutual Alternative Risk Transfer Limited, a subsidiary within the Old Mutual group – so customers can be safe in the knowledge that valid claims will be honoured.
More about Domestic Cover by Simply
Just to give you an indication, a 30-year-old woman earning R4 500 a month gets R100 000 life cover, R150 000 disability cover and R15 000 family funeral cover (which covers the insured person, the spouse and up to five children) for R92 per month. Using technology and an innovative operating model, Simply products are able to deliver exceptional value.
FYI – as an alternative Simply also offers a Family Cover product with similar benefits and costs, but where instead the employee takes out the cover and is responsible for paying the premium themselves
Signing up is simple. I tested the process myself. The entire online process takes less than ten minutes and requires the individual to fill in some personal details and answer three health-related questions. Should they qualify, the cover is immediate.
If you have a helper that you value who has been working for you for the past year or for decades, this is a “little” way that you can do something for them that will mean so much to them and their family, without creating any strain on your budget.
We never know what we have until we lose it and if there are simple things that we can do to show our helpers in this instance, how much we value them, we should consider doing so.
In the spirit of celebrating and appreciating our domestic helpers, I have partnered with Simply, to give one lucky reader the chance to win a shopping voucher to the value of R500, to treat their helpers.
All you have to do is:
- Name one other product that Simply offers (Simply visit the SIMPLY website for the answer)
- Let me know in the comments below, why you feel that your domestic helper deserves this voucher to be spoilt with and
- Share this post on social media (links below) and don’t forget to let me know in the comments on which social media platform you have shared it to
Hashtags: #Simply #PeanutGallery247
(The voucher of R500 will be issued of the preferred store of the domestic helper of the competition winner)
T’s and C’s
- This competition is open to South African residents only
- This prize is not exchangeable nor transferable for cash
- Competition ends at midnight on 07th August 2018
- All 3 steps above must be completed to qualify for an entry